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Neo Financial

Spend. Save. Earn cashback.

Neo Financial for iPhone is a finance app specially designed to be fully-featured financial app.

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Get cashback at thousands of businesses with an average 5%¹ cashback with Canada’s best cashback card².

Create your free Neo profile today to explore our diverse network of brands. Neo is the new way to get cashback, spend, save, and invest.

Earn instant cashback in-person and online at thousands of local and national businesses, including most major gas and grocery stores, restaurants, gyms, coffee shops, and more with the Neo Card, Neo Secured Card or Hudson’s Bay Mastercard.

With the Neo Secured card.

Unlike many other cards, there are no monthly or annual fees³.

Reach your goals faster and earn 2.25%⁵ on every dollar with Neo Money. That’s up to 225x⁴ more interest than at a traditional bank.

Get portfolios tailored to each of your goals, risk tolerances and time horizons with Neo Invest.

Pay bills, make deposits, withdraw and transfer, all from one place. No fees or minimum deposits required.

Never miss a credit card payment again with Auto-Pay to pay off your card automatically each month.

Stay protected against fraud with Mastercard Zero Liability protection⁶. Keep your deposits secure with Canadian Deposit Insurance Corporation.

For more information, please visit




¹Average based on current offers at select partners. Cashback varies per plan, offer, and partner.

²As awarded on October 19, 2021 by votes cast in the Canada’s Choice awards.

³Monthly Statements; No monthly or annual fees; 21 day grace period; Minimum payment is the higher of $10.00 or 5.0% of total statement balance; Purchase rate (19.99%-24.99%) and cash advance rate (21.99%-26.99%).

⁴Based on research comparing high-interest savings rates of Canada’s ‘Big 5’ banks, excluding promotional rates and rate premiums. Research was conducted by Neo Financial and based on data taken from public websites as at August 10, 2022.

⁵Interest is calculated daily on the total closing balance and paid monthly. Rates are per annum and subject to change without notice.

⁶Pay only for purchases that you have authorized on your Mastercard. Conditions and exceptions apply.

Card issued by ATB Financial pursuant to license by Mastercard International Inc. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.

The Annual Percentage Rate (APR) on the Neo Mastercard® is 19.99%-24.99%.

The Cash Advance Interest Rate on the Neo Mastercard® is 22.99%-26.99%.

The Neo Money account is provided by Concentra Bank, a CDIC member institution, and is eligible for CDIC deposit protection. Deposits held in Neo Money accounts are combined with eligible deposits held at Concentra Bank, for up to $100,000 of deposit protection, per category, per depositor.

® Trademark of Interac Inc. Used under license.

Neo Financial (“Neo”) is a strategic partner of OneVest Management Inc. (“OneVest”). Through its Wealth Management-as-a-Service platform, OneVest provides wealth management products and services to Neo customers.

OneVest Management Inc. is a registered Portfolio Manager in each province and territory of Canada and an Investment Fund Manager in the provinces of Alberta, Newfoundland and Labrador, Ontario and Quebec. Assets in your OneVest accounts are held with CI Investment Services (CIIS), a registered investment dealer in each province and territory of Canada, a member of the Investment Industry Regulatory Organization of Canada (IIROC). OneVest is a wholly owned subsidiary of One Wealth Technologies. Copyright @ 2021, One Wealth Technologies Inc. All rights reserved.

Neo Invest is not available in French or in Quebec.

Related: Libertyville Savings Mobile: The Libertyville Savings Mobile App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay or

Neo Financial Walkthrough video reviews

1. Neo Financial Review: Super High Cash Back Rewards & Savings

2. Honest Neo Financial Review [Credit Card & Savings Account]

Is it good?

Neo Financial Technologies Inc. has put efforts and engineered a sophisticated earn app. What makes it successful? It is very easy to use for such a solid finance app with built-in cashback features. Well, as a top-performing app with an overall rating of 4.80 I can only add what people who have tried it are saying.

You can earn $50 instantly for using my code ‘24SJ’ when you sign up and earn cash back on regular daily purchases!!! Other cards only gives points for purchases but this card gives instant cash back which very convenient.
Encountered a error msg “unexpected error” trying to sign up so I haven’t been able to use the service. Maybe someday if it works I’ll re rate them as they do offer pretty nice advantages and points when shopping local.

Download Neo Financial free for iPhone and iPad

In order to download IPA files follow these steps.

Step 1: Download the Apple Configurator 2 app to your Mac.

Note that you will need to have macOS 10.15.6 installed.

Step 2: Log in to Your Apple Account.

Now you have to connect Your iPhone to your Mac via USB cable and select the destination folder.

Step 3: Download the Neo Financial IPA File.

Now you can access the desired IPA file in the destination folder.

Download from the App Store