Novo - Small Business Checking icon

Novo - Small Business Checking

Built for modern businesses

Novo - Small Business Checking for iPhone is a finance app specially designed to be fully-featured business app.

Download App
Do you need a checking account for your small business? Novo is for modern businesses.

With Novo you can apply for an account online in minutes, so you have more time to focus on your business.

Novo is a fintech, not a bank. Banking services provided by Middlesex Federal Savings, F.A.; Member FDIC. Novo provides free banking tools to small businesses, all within the Novo app. You can link your existing accounts, control your debit card, pay your bills, process ACH transfers, deposit checks, categorize transactions, and separate your funds for savings in Reserves.

You’ll receive a Novo Mastercard Business Debit Card and The Novo Virtual Card to pay for things online, around the world, and use any ATM without fees from us. Send unlimited payments and paper checks for free.

Novo supports almost any business operating in the U.S. As long as the owner has a social security number, they're able to apply for a Novo Business Checking Account.

Related: SCB Business Anywhere: SCB Business Anywhere, the advanced version of SCB Business Net to make your business online banking even more convenient and with ease at the touch of your fingertips

Novo - Small Business Checking Walkthrough video reviews

1. Novo Business Banking Review (Is it legit?)

2. Novo App Step-By-Step Guide | BEST Business Bank Account

Is it good?

Novo Platform Inc. has put efforts and engineered a sophisticated checking app. What makes it successful? It is very easy to use for such a solid finance app with built-in built features. Well, as a top-performing app with an overall rating of 4.82 I can only add what people who have tried it are saying.

I’ve been with Novo for almost 2 years, and am really happy with them. They’re super responsive, have lots of integrations and are constantly improving. My only gripe is the app. It’s fine but has one pretty big flaw that’s never been fixed. It doesn’t have a real time view of your account. You have to go into activity, change the time period and then it refreshes. If you don’t change the view (eg from 1 wk to 1 mo) before pulling down to refresh, it doesn’t show new data. And this is true even if the app loads for the first time since restarting the phone. And sometimes, activity shows on the Home view but will never show in the Activity view (like it’s too new to show, but then why is it on the Home view?). The web app never has this issue. It’s not a deal breaker, but resulted in some issues with transfers where I thought something didn’t happen because it wouldn’t show, or thought my balance was one thing when it was another. No other banking app I use has this issue, so it feels like it needs addressing. And it happens on all mobile devices I’ve tested, so it’s not just my phone. Hopefully they get around to this issue, but I’m still a fan of Novo.
Honestly, it’s pretty hard to get excited about anything remotely related to finance... but Novo has quite successfully got me more interested in my business finances than I was previously. First off, no denying that the ui/ux is seamless... it plain looks and feels cool. Couple of negative points: 1) slightly limited functionality. The core product is good, but at this stage that is basically all that is on offer. From what I have seen though there are some new features being included over time. 2) sign up process is easier than an traditional bank, but not 100% seamless. For my account I needed to provide some more specific documents which I was emailed for. Not the end of the world, but would be nicer to have an all inclusive process that didn’t involve direct outreach for my documentation. Long story short, I can see myself continuing to use Novo, and it does make managing my business finances easier in my day to day.

Download Novo - Small Business Checking free for iPhone and iPad

In order to download IPA files follow these steps.

Step 1: Download the Apple Configurator 2 app to your Mac.

Note that you will need to have macOS 10.15.6 installed.

Step 2: Log in to Your Apple Account.

Now you have to connect Your iPhone to your Mac via USB cable and select the destination folder.

Step 3: Download the Novo - Small Business Checking IPA File.

Now you can access the desired IPA file in the destination folder.

Download from the App Store