Credit Karma
Credit Scores, Savings & Loans Track your scores
Check your free credit scores – Learn what affects your credit scores and how you can take control. Credit Karma for iPhone is a finance app specially designed to be fully-featured productivity app.
iPhone Screenshots
• Check your free credit scores – Learn what affects your credit scores and how you can take control.
• Credit Karma Money™ Spend – A checking experience* with Early Payday.
• Credit Karma Money™ Save – No fees with this interest-bearing savings account.
• Karma Confidence – See personalized offers and know your chances of approval for a personal loan or credit card before you apply.
• Credit card choices – Browse great credit card offers based on your unique credit profile. And thanks to Karma Confidence technology, our members get approved 66% more often.**
• Auto savings and more – Tune up your auto loan, see about saving on insurance, see open recalls and find vehicle records.
• Karma Drive – Track your safe driving score to see if you can unlock lower car insurance rates.***
• Home sweet home – Calculate how much home you can afford, see personalized home loan offers and get a mortgage pre-qualification letter.
• Personal loan shopping – Whether you want to refinance credit card debt or borrow for an emergency, you can compare personal loan offers on Credit Karma (members who compare offers on Credit Karma save an average of 32% on interest rates!).****
• Explore the Relief Roadmap - Connect to government stimulus programs, unemployment benefits, debt relief opportunities, loan options and more.
• Free ID monitoring – Check your free reports to spot potential identity theft and get tips for keeping your personal information safer.
• Free credit monitoring – Get credit alerts when we see important changes happen to your Equifax or TransUnion credit reports.
Join more than 120 million members and get all these features, and more, for free. Download the Credit Karma app and create your own karma today.
DISCLOSURES
Banking services provided by MVB Bank, Inc., Member FDIC.
§Not a guarantee of approval. Terms and conditions apply. If you're not approved, you can receive a payment from Credit Karma. Full Terms at creditkarma.com/lp/kgterms
*Third-party fees may apply.
**Based on a comparison of Credit Karma member approval rates in 2021 vs national approval rates for general purpose credit cards from 2020 according to the Consumer Financial Protection Bureau’s 2021 Consumer Credit Card Market Report (36%)
***Karma Drive is not available in all states. Sign in the app for availability.
****Based on aggregate member personal loan origination data from July 2020 to December 2020. Estimated average interest rates for members who found personal loans through Credit Karma were compared with estimated average interest rates for members who found personal loans elsewhere. Those members who found personal loans through Credit Karma had estimated interest rates that were 32% lower on average than those who found personal loans outside Credit Karma.
Mortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID# 1588622 | Read licenses at https://www.creditkarma.com/about/mortgage-licenses.
Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at https://www.creditkarma.com/about/loan-licenses | California loans arranged pursuant to a California Financing Law license.
Insurance services offered through Credit Karma Insurance Services, LLC (dba Karma Insurance Services, LLC; CA resident license #0172748).
Related: Cheese: Save & Build Credit Build credit & savings easily
Credit Karma Walkthrough video reviews 1. Credit Karma App Review
2. How to install CREDIT KARMA app on iOS?
Is it good?
Credit Karma, Inc. has put efforts and engineered a sophisticated scores app. What makes it successful? It is very easy to use for such a solid finance app with built-in savings features. Well, as a top-performing app with an overall rating of 4.84 I can only add what people who have tried it are saying.
Absolutely worth the 5 star review for too many reasons to list here but one thing I will say for anyone just coming across Credit Karma or anyone just simply looking into joining Credit Karma, it’s 100 percent worth it in my opinion. I absolutely love everything about it and have not one bad thing to say about it. To say that it has helped me tremendously and guided me through the right steps to come a very long way in my credit journey! It’s very informative, helpful, and for the majority of my last 8-10 years spent on Credit Karma 99.8 percent accurate. I’ve had 1 instance of having exceptional approval rates and upon applying, I was in fact denied which did unfortunately lower my score quite a bit but only temporarily. Other than that, I’ve had nothing but positive experiences that I will forever be grateful to Credit Karma for playing such a huge role in! Without CK, I wouldn’t consider myself half as lucky to know even close to as much as what I do right now at my age about credit, credit scores and just how truly important credit overall actually is. Highly recommend this app and everything about it! Very helpful to me and I’m sure it could be just as helpful to anyone else who takes it seriously! My top credit app for sure!
I can’t tell how much I just live CK! Honestly, is so so so much better than dealing with massive 20+ page reports from the credit bureaus. CK is user friendly and I can see my whole credit profile in one place. If they would and the other credit bureau and even business credit profiles that would make them even better. Since finally downloading the app and creating my account my credit score has resined. I’m still a long way away from where I wanna be, but baby steps. As I write this (Jun 24, 2018) I still need my new car to be reported and get rid of my ugly 24% interest rate and upside down car balance. My new lease and 0-6% interest rate should jump my credit scores up significantly and by November of next year my nearly $80k student loan debt will drop off too! Well at least that’s the perceived idea anyway. My credit is on the rise finally and after 7 years of under bankruptcy and years of financial mistakes (no credit cards) and debts keeping my credit down, I’m now on the rise and thanks to Credit Karma, I’m finally doing and learning who to improve my scores and stay out of debt and bad financial decisions. Thanks CK! Love for real!
Download Credit Karma free for iPhone and iPad
In order to download IPA files follow these steps.
Step 1: Download the Apple Configurator 2 app to your Mac.
Note that you will need to have macOS 10.15.6 installed.
Step 2: Log in to Your Apple Account.
Now you have to connect Your iPhone to your Mac via USB cable and select the destination folder.
Step 3: Download the Credit Karma IPA File.
Now you can access the desired IPA file in the destination folder.
Download from the App Store
Is it good?
Credit Karma, Inc. has put efforts and engineered a sophisticated scores app. What makes it successful? It is very easy to use for such a solid finance app with built-in savings features. Well, as a top-performing app with an overall rating of 4.84 I can only add what people who have tried it are saying.
Absolutely worth the 5 star review for too many reasons to list here but one thing I will say for anyone just coming across Credit Karma or anyone just simply looking into joining Credit Karma, it’s 100 percent worth it in my opinion. I absolutely love everything about it and have not one bad thing to say about it. To say that it has helped me tremendously and guided me through the right steps to come a very long way in my credit journey! It’s very informative, helpful, and for the majority of my last 8-10 years spent on Credit Karma 99.8 percent accurate. I’ve had 1 instance of having exceptional approval rates and upon applying, I was in fact denied which did unfortunately lower my score quite a bit but only temporarily. Other than that, I’ve had nothing but positive experiences that I will forever be grateful to Credit Karma for playing such a huge role in! Without CK, I wouldn’t consider myself half as lucky to know even close to as much as what I do right now at my age about credit, credit scores and just how truly important credit overall actually is. Highly recommend this app and everything about it! Very helpful to me and I’m sure it could be just as helpful to anyone else who takes it seriously! My top credit app for sure!
I can’t tell how much I just live CK! Honestly, is so so so much better than dealing with massive 20+ page reports from the credit bureaus. CK is user friendly and I can see my whole credit profile in one place. If they would and the other credit bureau and even business credit profiles that would make them even better. Since finally downloading the app and creating my account my credit score has resined. I’m still a long way away from where I wanna be, but baby steps. As I write this (Jun 24, 2018) I still need my new car to be reported and get rid of my ugly 24% interest rate and upside down car balance. My new lease and 0-6% interest rate should jump my credit scores up significantly and by November of next year my nearly $80k student loan debt will drop off too! Well at least that’s the perceived idea anyway. My credit is on the rise finally and after 7 years of under bankruptcy and years of financial mistakes (no credit cards) and debts keeping my credit down, I’m now on the rise and thanks to Credit Karma, I’m finally doing and learning who to improve my scores and stay out of debt and bad financial decisions. Thanks CK! Love for real!
Download Credit Karma free for iPhone and iPad
In order to download IPA files follow these steps.
Step 1: Download the Apple Configurator 2 app to your Mac.
Note that you will need to have macOS 10.15.6 installed.
Step 2: Log in to Your Apple Account.
Now you have to connect Your iPhone to your Mac via USB cable and select the destination folder.
Step 3: Download the Credit Karma IPA File.
Now you can access the desired IPA file in the destination folder.
Download from the App Store